Terms & Conditions
These Terms & Conditions govern your use of DubaiCarsInsurance.com and related WhatsApp, phone, and email services operated by Dubai Cars Insurance ("we", "us", "our"). By using this website or submitting a quote request, you agree to these terms.
Last updated: 24 July 2026
1. Who we are
Dubai Cars Insurance operates an online comparison and lead-generation platform that helps UAE drivers compare motor insurance options from CBUAE-licensed insurer partners.
We are not an insurance company and do not underwrite policies. Final cover, premiums, excesses, add-ons, and claims handling are provided solely by the insurer you select.
2. Eligibility
You must be at least 18 years old and able to enter a binding agreement under UAE law to use this website or request quotes.
You confirm that information you submit (vehicle, driver, contact, and ownership details) is accurate and complete to the best of your knowledge.
3. Quotes and estimates
Any price ranges or estimates shown on this website are indicative only. They are not a binding offer of insurance.
Final premiums depend on insurer underwriting, your documents, No Claims Discount evidence, vehicle condition, and product wording. Advisors may contact you by WhatsApp, phone, or email to complete your request.
4. Your responsibilities
You agree not to misuse the website, submit fraudulent details, scrape content at scale, attempt to disrupt services, or use our contact channels for spam or unlawful purposes.
You remain responsible for reviewing policy documents, schedule, exclusions, and renewal dates before purchase and for keeping continuous valid motor insurance as required for UAE vehicle registration.
5. Third-party insurers and partners
We may share your enquiry with one or more licensed insurance partners so they can provide quotes or follow up. Their terms, privacy notices, and product conditions apply to any policy you buy from them.
Payment facilities such as Tabby or Tamara (where offered) are subject to the provider’s own approval and terms.
6. Intellectual property
Website design, branding, copy, and logos are owned by Dubai Cars Insurance or its licensors. You may not copy, republish, or commercially exploit site content without prior written consent, except for personal, non-commercial use of publicly available pages.
7. Limitation of liability
To the fullest extent permitted by UAE law, we are not liable for insurer decisions, claim outcomes, coverage gaps, registration delays, or losses arising from inaccurate information you provide.
Website content is for general information. It is not legal, financial, or insurance advice. Always confirm details with the issuing insurer and relevant authorities (for example RTA, EVG, or municipality registration offices).
8. Privacy
How we collect and use personal data is described in our Privacy Policy. By using the site or submitting a form, you also acknowledge that policy.
9. Changes
We may update these Terms & Conditions from time to time. The “Last updated” date at the top of this page will change when we do. Continued use of the website after updates constitutes acceptance of the revised terms.
10. Governing law
These terms are governed by the laws of the United Arab Emirates. Courts of the UAE shall have jurisdiction over disputes arising from these terms or your use of the website, without prejudice to any mandatory consumer protections that apply.
Questions about these terms? Contact us via our contact page.